Medicare and Medicaid are two government-run programs meant to help citizens with various healthcare needs. Since the terms are often used interchangeably, it’s easy to get confused about what each represents. However, each program offers different benefits and has different criteria to qualify and be eligible to claim benefits. So it makes sense to go…
We know that today’s seniors have been met with new challenges. Life for seniors now can be more difficult than for those in decades past. SeniorSmart is dedicated to providing seniors with access to valuable news and actionable advice on the topics that matter most, such as health, finances, and senior care living options. We…
There are many common questions individuals and families have about their Social Security benefits. Many questions aren’t so common but are still important to address. Each person nearing retirement or just beginning it is in a unique situation. Therefore, the best way to be sure you’re getting the right level and type of benefits due…
When individuals approach retirement or have newly entered retirement, they often wonder what are Social Security benefits available to them. If you’re wondering about those benefits, you’re not alone. A lot of people are eligible for more benefits than they’re using. Often, this is because they don’t know that they qualify for other things. Thus,…
With aging comes a whole host of physical, mental, and emotional changes. There’s no need to be unprepared, however. When you or a loved one enters retirement or is coming close to, it’s vital to learn what the options you have to choose from as you move into a new, exciting stage of living. Senior…
The age of retirement used to hover around 65 years. This no longer holds true for today. As more and more of the Baby Boom generation enters their senior years, retirement has changed. Seniors now have much different expectations than the generation that retired before them. Yet for many entering retirement their understanding of the…
As the coronavirus pandemic continues, Governor Kay Ivey and the Alabama Department of Public Health (ADPH) have announced they will provide COVID-19 vaccinations for people 75 years old or older, as well as first responders, including law enforcement and firefighters, statewide by appointment effective January 18, 2021. Locations in Jefferson County include: Grandview Medical Center…
According to the U.S. Census, over 17% of Alabamans are 65 or over. Some counties like Coosa, Cherokee, and Choctaw have 23%. By 2040, some say that figure may reach 36%. This means that more and more adults will be looking into the benefits and programs open to those nearing retirement and entering it. To navigate these decisions, it…
For anyone who’s a senior, or who’s taking care of a senior or helping them with life activities, understanding what Medicare can offer is important. As a federal benefits program, Medicare can help individuals in retirement manage their healthcare needs. But just what is Medicare? Simply put, Medicare is a program for people over 65…
