When individuals approach retirement or have newly entered retirement, they often wonder what are Social Security benefits available to them. If you’re wondering about those benefits, you’re not alone. A lot of people are eligible for more benefits than they’re using. Often, this is because they don’t know that they qualify for other things. Thus, it makes sense to explore all the benefits available to you and learn how you can claim them. After all, you spent a lifetime earning Social Security benefits. They are designed to be used by you.
If you aren’t sure what you’re eligible to receive, or you don’t even know what all is offered, SeniorSmart can help you get the information you’re looking for. Social Security benefits can seem confusing, but they don’t have to be. Having the right people on your side goes a very long way in getting the information you’re looking for so you can make informed decisions about the next step to take. We’re here to help you get that information and get all the benefits that you deserve in your specific situation.
What Are Social Security Benefits?
If you’re asking yourself what are Social Security benefits you deserve, you should start by understanding just what Social Security entails. Social Security consists of payments made to a specific group of people. Not everyone qualifies, but for those who do, the payments can be very important to them. Generally, the people who qualify for Social Security benefits are those who fall into one of the following categories:
- Qualified retirees
- Younger people who are disabled
- Children of qualified retirees or disabled people
- Spouses of qualified retirees or disabled people
- Survivors of qualified retirees or disabled people
These payments are made through a comprehensive program of federal benefits designed to help ensure that people who no longer work (or can’t work due to disability) receive some form of income. It can be difficult to live solely on Social Security benefits, but it is possible in some cases. More often than not, Social Security is an important source of supplemental income for seniors, disabled people, and others who qualify under the program. While those eligible are entitled to these benefits, they aren’t automatically provided. They have to be applied for. By applying, anyone who can qualify will be taking an important first step toward receiving income to help them have more money to live on.
Knowing What You Qualify for is Important
If you’re asking, “What are Social Security benefits?” and aren’t sure if you qualify, it’s time to talk to a trusted professional about the issue. Even if you don’t think you’re eligible, or you’re just starting the questions and research that come along with asking what are social security benefits, finding the right information matters. Then you can have peace of mind about the decisions you make going forward, so you can get all the benefits you qualify for and deserve, whether you’re a senior or fall into other qualified categories.
SeniorSmart Can Help You Learn About Social Security
You don’t need to worry about whether you’re getting all the social security benefits you deserve and qualify for. If you’re missing out on benefits you’ve earned, it’s time to fix that. Contact us at 205.460.1124, and we’ll help you gain the knowledge you need to make an informed decision about social security. Then you can decide what benefits you have, which ones are important to you, and whether you want to pursue any that you aren’t already using. With the right support and information, you can be sure to get all the benefits that are rightfully yours.