It is perfectly normal to feel concerned about having enough money for retirement. Not everyone has the benefit of having a large retirement savings account, but that does not mean that you cannot afford to retire comfortably. Being smart about your retirement finances and making a solid plan can help you gain financial security and…
When you retire, it is important to consider which senior living options best fit your needs. For those who need some help each day with daily tasks, an assisted living facility may be the best choice. It is important to remember, however, that with a higher level of care comes a higher price tag. Planning…
How much money will you need for retirement? This is one of the biggest questions people ask when preparing for their senior years. Budgeting for retirement is not as simple as budgeting during your working years. Many variables can affect your cost of living once you retire. Learning more about retirement finances can give you…
With your senior years comes a new set of tasks such as considering senior living options, managing your retirement budget, and arranging for the appropriate health insurance to care for your health needs. SeniorSmart’s senior living guide will give you an overview of what you need to know when planning for your senior years. At…
When it is time to retire and enjoy the fruits of your labor, learning about Alabama retirement tax laws can help as you plan your new budget. At SeniorSmart, we understand that financial security is one of the primary goals for seniors preparing for retirement. We provide financial resources to our members to help them…
When you or a loved one are approaching retirement, you may be considering a change in your living situation. Many people choose to downsize their homes to better align with their needs. You most likely do not need the same amount of space, and having a smaller home means less maintenance and upkeep. SeniorSmart can…
Retirement has finally arrived, and you start out looking forward to having all that free time on your hands. For some people, this feeling of joy lasts for a long time as they do many of the things they have wanted to do but never had the time. For others, after a few weeks, they…
Planning for retirement can never be started too early. Granted, you don’t know what the economy will be like at that time, especially if you are in your early years of working. However, you can make a generalized guess as to what you would like to do during your retirement and how much money you…
The age of retirement used to hover around 65 years. This no longer holds true for today. As more and more of the Baby Boom generation enters their senior years, retirement has changed. Seniors now have much different expectations than the generation that retired before them. Yet for many entering retirement their understanding of the…
Have a Question? Call Us Today! 205.460.1124 We are all living longer. More and more Baby Boomers are retiring every year. Yet, retirement has changed over the years as have your expectations. Many Boomers expect to continue their quality of life and lifestyle into retirement. Demographically, we split into two distinct groups. There are…
